Are More Senior Citizens Really Filing Bankruptcy?

It’s in the news. More senior citizens are filing bankruptcy as a means to get out from under debt ranging from medical expenses and a higher cost of living than expected. The Consumer Bankruptcy Project found that the rate of bankruptcies for those 65 and older tripled between 1991 and 2016.

Senior Care Rochester NY - Are More Senior Citizens Really Filing Bankruptcy?

Senior Care Rochester NY – Are More Senior Citizens Really Filing Bankruptcy?

What does this mean for your parents? You think they’re set financially, but are they really? If your mom fell and broke a hip, could they afford the medical bills? If your dad developed Alzheimer’s, could they afford the daily senior care services needed to help him with daily activities? While it can be uncomfortable, it’s important to discuss what-if situations sooner rather than later.

Avoid Falls Through Fall Prevention Screenings

A broken leg, arm, hip, or injury to the head can be costly. Not only does it put a senior’s health at risk due to the loss of mobility and potential risk of blood clots forming, it also requires frequent rehab sessions to regain mobility. It gets expensive.

You can go through your mom and dad’s home or hire a senior care specialist to do a safety inspection to help lower the risk of falling. Look for hazards that increase the risk of a fall. Loose handrails on stairs, uneven flooring, and water on a bathroom floor all pose issues.

Once a safety inspection is done, you can make home improvements to help prevent unnecessary falls. Non-slip rugs and bath mats, sturdy grab bars, and secure handrails are all things you can change to help prevent falls.

Medications are another reason seniors fall. If your mom or dad are on medications that cause dizziness or drowsiness, the fall risk increases. Talk to your parent’s doctor about ways to take the medications that help. Taking the medications at night before bed may be helpful.

Hire a Caregiver

Your parent should go to the doctor for yearly health exams to make sure blood pressure and blood sugar levels aren’t high. High blood pressure and diabetes can cause dizzy spells and other health issues. Caught early, these and many other health conditions can be managed without the need for costly medical bills.

Ensure your parent has someone around to help with some household chores. You should also look into having a caregiver on hand for times your parent has to take medications during the day. To avoid cutting work hours to care for your parent, look into senior care services.

Senior care professionals can help your parent with chores like laundry and making beds. They can get your parent to eat on a regular schedule to avoid blood sugar fluctuations. Caregivers also help with transportation and can schedule appointments. Call our senior care agency to get started.


If you or an aging loved one are considering Senior Care Services in Rochester NY, contact the caring staff at Caring Hearts of Rochester today! Serving Rochester, Pittsford, Greece, Webster, Canandaigua, Fairport, Perinton, Penfield, Brighton, Henrietta and surrounding communities. Call 585-245-0134.

John Hunt

I am the owner of Caring Hearts of Rochester, LLC.

At Caring Hearts of Rochester, the well-being and genuine health of others is our greatest concern. We are committed to providing first-class person-centered care and services for our clients and patients so they may enjoy independence and relaxed comfort in their homes or residence of choice.

At Caring Hearts of Rochester, our caregivers are the most significant members of our team. They are devoted to delivering our service commitment to others.

We honor values of honesty, trust, integrity, respect and dedication. Caring Hearts of Rochester promotes a caregiving atmosphere where independence is supported, successes are attained, and a healthy culture of care is offered.

Caring Hearts of Rochester is built on a foundation of core values and dedication to client happiness, quality of life and peace of mind. Our commitment is to service excellence, personal growth, and accountability.

What makes our caregivers different?

Our top priority is excellence in care. So many businesses promise a commitment to excellence but don’t deliver. We believe our clients deserve better.
John Hunt